0% Instalment Payment Plan
Spike up sales with credit & debit card instalment, no terminal required.
0% credit card instalment
In partnership with EZBeli. The first and only in Malaysia, up to 60 months instalment from 9 banks. No terminal needed, so you can close sales anywhere with simple payment links & QR codes.
Debit card & Grab instalment
Need debit card instalment? Try our buy-now-pay-later plan.
0% credit card instalment plan
Create an instalment payment link or QR code on our partner platform, Ezbeli, and let your customers pay by credit card installment via 9 major banks in Malaysia.
Suitable for SMEs as well as corporates
Why choose Payex instalment payment plan?
Furnitures
Mobile Gadgets
Wedding Business
Online Business
Beauty & Skincare
Healthcare
Fitness & Wellness
Education & Courses
Electronics & Appliances
Funeral & Memorial Business
No terminal required
Partnered with 10 banks
Licensed by Bank Negara
Tenure of up to 60 months
Max amount based on credit limit
Easy-to-use payment link
Credit card instalment fees imposed by banks
[ninja_table_builder id=”1778″]
Credit card instalment minimum eligible amount (RM)
[ninja_table_builder id=”1782″]
Platform Fees for Credit Card Instalment Payment Plan
[ninja_table_builder id=”5852″][ninja_table_builder id=”5858″]
Frequently Asked Questions
No, you must have a company registered with Suruhanjaya Syarikat Malaysia (SSM) to register for a Payex account.
How do I calculate the fees incurred?
For example, for an item priced at RM41,000, with a 24-month instalment with Public Bank:
Instalment fees: RM41,000 x 7% = RM2,870
Settlement to merchant: RM41,000 – RM2,870 = RM38,130
Monthly charges by bank to your customer: RM41,000 / 24 months = RM1,708.33
Is the instalment payment plan suitable for small ticket purchases?
The minimum eligible amount is RM500.
For small ticket size purchases, we are also partnered with PayLater by Grab, Atome and Riipay for 3-month instalment plans.
How do customers make payment to me without a credit card machine?
Customers pay via your product link or by scanning your QR code.
Click here to view your customers’ payment journey.
How to generate credit card instalment product links?
Click here to view a step-by-step merchant guide.
What is the settlement period for merchants to receive payments?
7 working days
Which party bears the instalment fees?
The seller bears the instalment fees.
How long will the approval of my application take?
Applications will be processed within 3 working days.
How do I register for a Payex account?
Click here to register for a Payex account.
If you have further questions, feel free to leave us a message on Facebook and we will respond to you soonest possible.
Debit card & Grab instalment
Need debit card instalment? Try our buy-now-pay-later plan.
BNPL options offered by Payex
[ninja_table_builder id=”5864″][ninja_table_builder id=”5873″]
Need automated deductions?
To explore instalment by auto-deducting customers’ bank account, see our subscription payment feature.
Kickstart your account for free
Sign up in just a few minutes and start accepting payments in a few days. No setup fee or other hanky panky hiding in the corner.
Subscription Payment
Auto deduct from customers’ bank accounts or cards at whatever timeline suits you best. No more late payments and manual processes.
Payment Link & QR Code
Create your own payment link & QR code to collect payment from anywhere. Don’t be held back by a single platform — maximise your sales potential and reach as many customers as possible.